Context: Development of a financial literacy curriculum for newcomers learning French, second langage on the costs of living and budgeting. For a national organization, funded by IRCC, 2024. 78 pages with exercices, quizzes, test, vocabulary. When newcomers arrive in Canada, they don't just need to learn about TFSAs and credit scores. They need to navigate the shock of $2,800 monthly rent in Toronto on a $4,200 salary. They need to understand why someone in a secondary city